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Get your paycheck earlier

Set up direct deposit and get your paycheck up to 2 days earlier than if you were to use a traditional bank or get your check in the mail.

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Earn rewards8

Save money instantly when you use your Step Visa Card at participating merchants. Refer friends to Step and we’ll give you both a cash bonus.

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Pay with flexibility

Buy what you want today and pay over time or borrow money to cover an upcoming purchase. Eligibility and limits requirements apply.